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Payday Loans in Hawaii — Laws, Limits & Online Lenders

Compare licensed payday lenders in Hawaii. One application, multiple offers, no credit impact.

1 Apply in Minutes
2 Compare Offers
3 Get Funded

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Hawaii Payday Loan Laws at a Glance

Max Loan Amount $600
Max APR 459%
Max Term 32 days
Rollovers Prohibited
Cooling-Off Period None
Governing Statute Haw. Rev. Stat. § 480F

How to Get a Payday Loan in Hawaii

Getting a payday loan in Hawaii is straightforward. Fill out the form above with your basic information — name, address, income, and bank account details. Our network of Hawaii-licensed lenders reviews your application and presents offers based on your profile.

You compare terms, choose the offer that works best for you, and funds are deposited directly into your bank account — often the same day or next business day.

Requirements for Hawaii Borrowers

  • Must be 18 years or older (resident of Hawaii)
  • Active checking account
  • Regular source of income
  • Valid government-issued ID
  • Not active-duty military

Check Your Rate in Hawaii — No Credit Impact

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What to Know Before Borrowing in Hawaii

Under Haw. Rev. Stat. § 480F, payday lenders in Hawaii may charge up to the state maximum on qualifying loans. Make sure you understand the total repayment amount before accepting any offer. If you cannot repay on time, contact your lender immediately — Hawaii may require lenders to offer an extended payment plan.

For more information on payday loan regulations across all states, see our Hawaii and other state payday loan laws.

Payday Loans by City in Hawaii

Select your city for local payday loan information, lender options, and Hawaii regulations that apply to your area.

Honolulu Pearl City Hilo Kailua Waipahu

Hawaii Payday Loan FAQ

Are payday loans legal in Hawaii?

Yes. Payday loans are legal in Hawaii under Haw. Rev. Stat. § 480F. Lenders must be licensed by the state banking regulator.

How much can I borrow in Hawaii?

The maximum payday loan amount in Hawaii is $600. Your actual loan amount depends on your income and the lender's assessment.

What is the maximum APR in Hawaii?

The maximum APR for payday loans in Hawaii is approximately 459%. Actual rates vary by lender within this limit.

Can I roll over a payday loan in Hawaii?

Prohibited

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