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Payday Loans in Kansas — Laws, Limits & Online Lenders

Compare licensed payday lenders in Kansas. One application, multiple offers, no credit impact.

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2 Compare Offers
3 Get Funded

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Kansas Payday Loan Laws at a Glance

Max Loan Amount $500
Max APR 391%
Max Term 30 days
Rollovers Two rollovers
Cooling-Off Period None
Governing Statute Kan. Stat. § 16a-2-404

How to Get a Payday Loan in Kansas

Getting a payday loan in Kansas is straightforward. Fill out the form above with your basic information — name, address, income, and bank account details. Our network of Kansas-licensed lenders reviews your application and presents offers based on your profile.

You compare terms, choose the offer that works best for you, and funds are deposited directly into your bank account — often the same day or next business day.

Requirements for Kansas Borrowers

  • Must be 18 years or older (resident of Kansas)
  • Active checking account
  • Regular source of income
  • Valid government-issued ID
  • Not active-duty military

Check Your Rate in Kansas — No Credit Impact

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What to Know Before Borrowing in Kansas

Under Kan. Stat. § 16a-2-404, payday lenders in Kansas may charge up to the state maximum on qualifying loans. Make sure you understand the total repayment amount before accepting any offer. If you cannot repay on time, contact your lender immediately — Kansas may require lenders to offer an extended payment plan.

For more information on payday loan regulations across all states, see our Kansas and other state payday loan laws.

Payday Loans by City in Kansas

Select your city for local payday loan information, lender options, and Kansas regulations that apply to your area.

Wichita Kansas City Overland Park Olathe Topeka Lawrence Shawnee Manhattan Lenexa Salina

Kansas Payday Loan FAQ

Are payday loans legal in Kansas?

Yes. Payday loans are legal in Kansas under Kan. Stat. § 16a-2-404. Lenders must be licensed by the state banking regulator.

How much can I borrow in Kansas?

The maximum payday loan amount in Kansas is $500. Your actual loan amount depends on your income and the lender's assessment.

What is the maximum APR in Kansas?

The maximum APR for payday loans in Kansas is approximately 391%. Actual rates vary by lender within this limit.

Can I roll over a payday loan in Kansas?

Two rollovers

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