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Payday Loans in Louisiana — Laws, Limits & Online Lenders

Compare licensed payday lenders in Louisiana. One application, multiple offers, no credit impact.

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2 Compare Offers
3 Get Funded

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Louisiana Payday Loan Laws at a Glance

Max Loan Amount $350
Max APR 780%
Max Term 30 days
Rollovers Prohibited for same lender
Cooling-Off Period None
Governing Statute La. Rev. Stat. § 9:3578.1

How to Get a Payday Loan in Louisiana

Getting a payday loan in Louisiana is straightforward. Fill out the form above with your basic information — name, address, income, and bank account details. Our network of Louisiana-licensed lenders reviews your application and presents offers based on your profile.

You compare terms, choose the offer that works best for you, and funds are deposited directly into your bank account — often the same day or next business day.

Requirements for Louisiana Borrowers

  • Must be 18 years or older (resident of Louisiana)
  • Active checking account
  • Regular source of income
  • Valid government-issued ID
  • Not active-duty military

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What to Know Before Borrowing in Louisiana

Under La. Rev. Stat. § 9:3578.1, payday lenders in Louisiana may charge up to the state maximum on qualifying loans. Make sure you understand the total repayment amount before accepting any offer. If you cannot repay on time, contact your lender immediately — Louisiana may require lenders to offer an extended payment plan.

For more information on payday loan regulations across all states, see our Louisiana and other state payday loan laws.

Payday Loans by City in Louisiana

Select your city for local payday loan information, lender options, and Louisiana regulations that apply to your area.

New Orleans Baton Rouge Shreveport Lafayette Lake Charles Kenner Bossier City Monroe Alexandria Houma

Louisiana Payday Loan FAQ

Are payday loans legal in Louisiana?

Yes. Payday loans are legal in Louisiana under La. Rev. Stat. § 9:3578.1. Lenders must be licensed by the state banking regulator.

How much can I borrow in Louisiana?

The maximum payday loan amount in Louisiana is $350. Your actual loan amount depends on your income and the lender's assessment.

What is the maximum APR in Louisiana?

The maximum APR for payday loans in Louisiana is approximately 780%. Actual rates vary by lender within this limit.

Can I roll over a payday loan in Louisiana?

Prohibited for same lender

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